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HanseMerkur Aktionscodes & Verified Deals – September 2026

Looking for the latest HanseMerkur Gutscheins? As of September 2026, our team has manually verified 13 offers for Reisekrankenversicherung, Zahnzusatzversicherung. Browse current Aktionscodes, working discounts, and exclusive deals, while expired offers are regularly removed.

HanseMerkur offers 0 coupon codes and 13 deals as of September 2026. Today's top offer: Student Discount for Auslandskrankenversicherung Policies. Codes are verified and updated daily.

Student Offer
Student Discount for Auslandskrankenversicherung Policies

Students qualify for a special discount on Auslandskrankenversicherung. Verification of student status is required to receive this benefit.

15%
OFF
Group Discount for Unfallversicherung Policies

Organizations and groups can obtain a discount when purchasing Unfallversicherung collectively. Minimum participant numbers apply for this offer.

45%
OFF
New Customer Bonus for Zahnzusatzversicherung Sign-ups

New customers signing up for Zahnzusatzversicherung may receive a Neukundenbonus. This typically comes in the form of a voucher or premium credit.

10%
OFF
10% Off First Year of Tierkrankenversicherung

New enrollments for Tierkrankenversicherung receive a 10% discount on their first year's premium. This includes both Hundekrankenversicherung and Katzenkrankenversicherung.

25%
OFF
HSV Fan-Vorteil on Select Insurance Products

HSV club members can enjoy exclusive advantages on various insurance products. Membership verification is necessary to claim these benefits.

35%
OFF
Switch and Save with a Wechselbonus on Policies

Customers switching from another insurer to HanseMerkur may qualify for a Wechselbonus. This offer applies to specific insurance categories.

Expires Oct 05, 2026
20%
OFF
Save on Auslandskrankenversicherung with Online Discount

An online discount is available for new policies purchased directly through the website. This applies to various Auslandskrankenversicherung options.

10%
OFF
Get 10% Back on Select Travel Health Insurance

Receive a 10% cashback on your premium for eligible Reisekrankenversicherung policies. This offer applies to new customer sign-ups via specific affiliate channels.

Expires Oct 02, 2026
Up to
5%
OFF
Up to 5% Cashback on Reiserücktrittsversicherung Premiums

Earn up to 5% cashback when purchasing Reiserücktrittsversicherung through participating portals. The cashback is applied to your premium cost.

50%
OFF
Refer a Friend, Get a 15 Euro Amazon Voucher

Participate in the Freundschaftswerbung program and receive a 15 Euro Amazon voucher. This is awarded when your referred friend signs up for a policy.

40%
OFF
Corporate Benefits Offer for Haftpflichtversicherung

Employees of partner companies can access special rates on Haftpflichtversicherung. Check if your employer participates in the Corporate Benefits program.

30%
OFF
Family Discount Available for Private Krankenversicherung

Families can benefit from reduced premiums on Private Krankenversicherung policies. Eligibility depends on the number of family members insured.

Bundle
Bundle and Save on Reiseversicherungspakete

Combine multiple travel insurance products into a package and receive a Kombirabatt. This applies to various Reiseversicherungspakete for comprehensive coverage.

Expires Sep 23, 2026

Customer Reviews

4.4
Average Rating
5
Total Reviews
Lisa F.
★★★★☆
3 weeks ago

Solid Tierkrankenversicherung, minor hiccup

I purchased the Tierkrankenversicherung for my dog and generally, I'm quite pleased. The coverage looked comprehensive, and the price was competitive compared to ADAC. Setting up the policy online was mostly seamless. However, I did have a small issue when trying to confirm my payment, which required a quick call to customer service. They resolved it efficiently, but it added a tiny bit of extra time to the process. Overall, a good experience, but that payment glitch could be smoother.

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Neil
★★★★★
1 month ago

Fantastic Reisekrankenversicherung!

I just got the Reisekrankenversicherung for my trip next month and it was so easy to set up! The website was super clear and quick. I really appreciate how straightforward everything was, no hidden fees or confusing jargon. I will definitely be back for other insurance needs and already told my friends about it!

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Ivy Ito
★★★★★
1 month ago

Consistent service, as usual

This is my third policy with HanseMerkur, this time I got the Reiserücktrittsversicherung for an upcoming trip. Like my previous experiences with their Lebensversicherung and Hausratversicherung, the process was smooth and efficient. It's always reliable; I know exactly what to expect from their online portal, which saves a lot of time. Good to see they maintain their standards.

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Sarah Patel
★★★★☆
2 months ago

Good value for Haftpflichtversicherung

I was looking for a good deal on Haftpflichtversicherung and stumbled upon HanseMerkur. I compared a few providers, and this one offered the best combination of coverage and price. I also managed to get a small online discount which made it even better. The whole signup felt worth it for the peace of mind without breaking the bank. Happy with the overall value I received.

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Priya Nguyen
★★★★☆
2 months ago

Got my Zahnzusatzversicherung

Needed a new Zahnzusatzversicherung and decided to try HanseMerkur. Getting it sorted online was pretty chill, didn't take forever like some other sites. Everything seemed clear, which is a big plus for insurance stuff. Feeling good about it, hope I won't need to use it much but it's good to have.

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HanseMerkur Community Discussion

Share tips, ask questions & help fellow shoppers save more

T
Troy
1 month ago

Hey, comparing them to ADAC for travel insurance. Any thoughts on which one is better?

A Andre 1 month ago
ADAC is pretty good for breakdown stuff, but for pure travel health insurance, HanseMerkur is often considered really strong. I found their coverage for medical emergencies abroad to be very comprehensive.
2
C Cleo Ito 1 month ago
Both are big names. HanseMerkur tends to specialize more in the insurance side, whereas ADAC has a broader range of services. Depends what specific coverage you need, but HanseMerkur often comes up as a top pick for travel medical.
3
8 Responses (2)
E
Elena N.
3 weeks ago

How easy is it to cancel a policy if my plans change? Is there a long notice period?

K Kate 3 weeks ago
Depends on the type of policy. For short-term travel ones, it's usually straightforward before the trip starts. For longer-term stuff, there's usually a set cancellation period, like 3 months before the end of the contract year, from what I remember.
3
B Ben H. 3 weeks ago
I think for most of their annual plans, you have to give notice a few months in advance. Better check your specific contract.
6
7 Responses (2)
A
Anna
3 weeks ago

Are there any current discounts for new customers on the travel health insurance? Looking for a good deal.

T Tara 3 weeks ago
Sometimes they have those 'Vorteilscodes' through partners, but I haven't seen any public promo codes lately. Might be worth checking if your bank or employer has a corporate benefits program with them.
6
C Cody Vargas 3 weeks ago
I got a small cashback offer through a portal last year when I signed up for a different policy, so that's an option to look into instead of direct discounts.
1
6 Responses (2)
D
David
1 month ago

Is HanseMerkur actually a reliable company? Never heard of them before but they popped up in my search for private health insurance.

A Anna Romero 1 month ago
They're a pretty big German insurer, been around for ages. Definitely legit.
4
D Daisy Okafor 1 month ago
Yeah, they're solid. Not some fly-by-night operation. Had my dental add-on with them for years.
5
6 Responses (2)
R
Rosa
1 month ago

I'm flying out of New York to Berlin, and I'm a bit worried about flight cancellations. Does their travel cancellation insurance cover that kind of stuff?

B Ben 1 month ago
It usually does for valid reasons like illness, but you'd have to read the exact terms. Not sure about just 'change of mind' or anything.
0
B Beth 1 month ago
yeah, usually covers unforeseen events. Check the policy details for what they list as covered reasons for cancellation, not all plans are the same.
0
5 Responses (2)

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